Why families choose final expense coverage
- Helps pay funeral, burial, or cremation costs
- Can cover medical bills, small debts, or other final costs
- Benefits are generally paid directly to your chosen beneficiary
- Premiums are typically fixed for life
What Kesha helps you compare
- Benefit amount that matches your goals
- Monthly premium and payment options
- Health questions and any waiting period
- Company strength and claims process
Final expense coverage is separate from Medicare. Kesha can review it during the same conversation as your Medicare plan so everything fits together.
Frequently asked questions about Final Expense
Is final expense insurance part of Medicare?
No. Final expense insurance is life insurance and is separate from your Medicare health coverage.
Do I need a medical exam?
Many final expense policies use a short health questionnaire instead of a medical exam. Kesha can explain the options available to you.
Plan availability, benefits, and costs vary by county and company. Kesha will confirm what is available at your ZIP code. For information on all of your options, contact Medicare.gov or 1-800-MEDICARE.

