Medicare questions, answered in plain language

Double Up Insurance helps you compare Medicare Advantage plans, Medicare Supplement (Medigap) plans, Medicare Part D prescription drug plans, and ancillary coverage such as dental, vision, and hearing. Kesha also helps with final expense insurance.

There is no cost to speak with Kesha or to compare plans. You only pay for the plan you choose to enroll in, if it has a premium.

The right plan depends on your doctors, prescriptions, budget, travel, and coverage priorities. Kesha takes time to understand your situation and walks you through each option so you can choose with confidence.

Yes. Kesha can compare Medicare Advantage, Medicare Supplement, Part D, and dental, vision, and hearing coverage side by side from the companies she represents.

Yes. Kesha walks you through coverage, deductibles, premiums, copays, exclusions, and benefits so you fully understand a plan before you enroll.

Double Up Insurance is based in Granbury, Texas, and serves Hood County, Fort Worth, the greater Dallas-Fort Worth area, and nearby North Texas communities. Kesha is licensed in Kentucky, Louisiana, Oklahoma, South Carolina, and Texas.

Yes. Kesha meets clients by phone, online, and in person by appointment. During Open Enrollment you can also find her at Kroger in Granbury and Walgreens in Benbrook.

Call 817-538-7588, send a message through the contact form, or use the Get a Quote link to view plans on Kesha's PlanEnroll page. Kesha will follow up to learn about your needs.

Yes. If your needs have changed or you want to make sure you are not overpaying, Kesha will review your current plan and explain your options.

Medicare Open Enrollment runs from October 15 to December 7 every year. Changes you make take effect January 1.

Medicare Advantage plans are offered by private insurance companies approved by Medicare. You still have Medicare, but the plan provides your Part A and Part B coverage and sets its own costs, rules, and network.

It depends on the plan's network. Kesha checks your doctors and hospitals against each plan before you decide.

Many do. Plans that include Part D are often called MAPD plans. Kesha reviews your prescriptions against each plan's drug list.

No. There is no cost to meet with Kesha or compare plans. You only pay the premium for the plan you choose, if it has one.

Medigap works with Original Medicare and lets you use any provider that accepts Medicare. Medicare Advantage replaces how you get Part A and Part B coverage and usually uses a network. Kesha explains both so you can choose.

No. Medigap plans do not cover outpatient prescription drugs, so most people add a separate Part D plan.

You can apply to change at any time, but outside your Medigap Open Enrollment Period you may need to answer health questions. Kesha can review your options.

Many people enroll anyway to avoid a late enrollment penalty later. Kesha can explain your options and low-premium plans.

Yes. Share your list of prescriptions and doses, and Kesha will compare how each available plan covers them.

Most people can change during Open Enrollment, October 15 to December 7. Some life events create a Special Enrollment Period.

Original Medicare generally does not cover routine dental care, such as cleanings, fillings, or dentures. Some Medicare Advantage plans include dental benefits, and standalone dental plans are also available.

Original Medicare does not cover hearing aids or exams for fitting them. Some Medicare Advantage plans and ancillary plans offer hearing benefits.

It pays a set cash benefit when you are admitted to the hospital, which you can use toward copays or other costs.