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Medicare services · Granbury, TX

Dental, Vision, Hearing and Extra Benefits

In short: Original Medicare generally does not cover routine dental care, eye exams for glasses, or hearing aids. Ancillary plans can help fill those gaps, along with hospital indemnity, cancer, heart attack, and stroke coverage. Kesha helps you see which extra coverage makes sense alongside your Medicare plan.

Reviewed by Kesha Lee, licensed Medicare agent · Updated November 15, 2026

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Coverage Kesha can help you explore

CoverageWhat it can help with
DentalCleanings, exams, fillings, and in some plans crowns, dentures, or implants.
VisionRoutine eye exams, glasses, and contact lenses.
HearingHearing exams and help paying for hearing aids.
Hospital indemnityCash benefits for hospital stays to help with copays and other costs.
Cancer, heart attack, and strokeLump-sum or scheduled benefits after a covered diagnosis.

How it fits with your Medicare plan

Some Medicare Advantage plans include limited dental, vision, or hearing benefits. If you have Original Medicare with a Medigap plan, standalone ancillary plans are often the way to get this coverage. Kesha looks at what you already have so you do not pay twice for the same benefit.

Questions to ask before you buy

  • Are there waiting periods for major dental work?
  • Is there a yearly maximum benefit?
  • Can I keep my current dentist or eye doctor?
  • How are benefits paid: to the provider or to me?

Frequently asked questions about Dental, Vision & Hearing

Does Medicare cover dental care?

Original Medicare generally does not cover routine dental care, such as cleanings, fillings, or dentures. Some Medicare Advantage plans include dental benefits, and standalone dental plans are also available.

Does Medicare pay for hearing aids?

Original Medicare does not cover hearing aids or exams for fitting them. Some Medicare Advantage plans and ancillary plans offer hearing benefits.

What is hospital indemnity insurance?

It pays a set cash benefit when you are admitted to the hospital, which you can use toward copays or other costs.

Plan availability, benefits, and costs vary by county and company. Kesha will confirm what is available at your ZIP code. For information on all of your options, contact Medicare.gov or 1-800-MEDICARE.

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