/* Double Up Insurance — site styles */
:root{
  --bg:#FBF8F3; --surface:#FFFFFF; --surface-2:#F4EEE5; --surface-3:#EDE4D7;
  --ink:#1D2232; --ink-2:#3A4152; --muted:#5B6172;
  --red:#C3313A; --red-dark:#9E2430; --red-tint:#FBEDEC;
  --navy:#1F3866; --navy-dark:#16294C;
  --line:rgba(29,34,50,.12); --line-strong:rgba(29,34,50,.22);
  --font-display:'Erode','Georgia',serif;
  --font-body:'Atkinson Hyperlegible Next','Atkinson Hyperlegible','Segoe UI',sans-serif;
  --font-script:'Alex Brush',cursive;
  --text-xs:clamp(.82rem,.8rem + .1vw,.9rem);
  --text-sm:clamp(.95rem,.92rem + .15vw,1.02rem);
  --text-base:clamp(1.06rem,1rem + .25vw,1.18rem);
  --text-lg:clamp(1.22rem,1.1rem + .5vw,1.45rem);
  --text-xl:clamp(1.6rem,1.3rem + 1.2vw,2.3rem);
  --text-2xl:clamp(2.1rem,1.6rem + 2.4vw,3.6rem);
  --radius-sm:6px; --radius-md:10px; --radius-lg:16px; --radius-xl:22px;
  --shadow-sm:0 1px 2px rgba(60,40,20,.06),0 2px 8px rgba(60,40,20,.05);
  --shadow-md:0 6px 24px rgba(60,40,20,.10);
  --wrap:1200px; --gutter:clamp(1.1rem,4vw,2.5rem);
  --ease:cubic-bezier(.16,1,.3,1);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:110px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font-body);font-size:var(--text-base);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--red-dark)}
:focus-visible{outline:3px solid var(--red);outline-offset:3px;border-radius:4px}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:600;line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em;color:var(--ink);text-wrap:balance}
h1{font-size:var(--text-2xl)}
h2{font-size:var(--text-xl)}
h3{font-size:var(--text-lg);font-family:var(--font-body);font-weight:700;letter-spacing:0}
p{margin:0 0 1em;max-width:68ch;text-wrap:pretty}
ul,ol{padding-left:1.25em;margin:0 0 1em}
li{margin-bottom:.4em}
.wrap{width:min(100% - 2*var(--gutter),var(--wrap));margin-inline:auto}
.narrow{max-width:780px}
.skip{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:.75rem 1rem;z-index:100}
.skip:focus{left:1rem;top:1rem}
.eyebrow{font-family:var(--font-body);font-size:var(--text-xs);font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--red-dark);margin:0 0 .9rem;display:block}
.lede{font-size:var(--text-lg);line-height:1.55;color:var(--ink-2)}
.muted{color:var(--muted)}
.script{font-family:var(--font-script);color:var(--red);font-weight:400;letter-spacing:0}

/* Buttons */
.btn{white-space:nowrap;display:inline-flex;align-items:center;justify-content:center;gap:.55rem;min-height:52px;padding:.8rem 1.4rem;border-radius:999px;font-family:var(--font-body);font-weight:700;font-size:var(--text-sm);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .2s var(--ease),color .2s var(--ease),border-color .2s var(--ease),transform .2s var(--ease)}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--red);color:#fff}
.btn-primary:hover{background:var(--red-dark);color:#fff}
.btn-outline{border-color:var(--ink);color:var(--ink);background:transparent}
.btn-outline:hover{background:var(--ink);color:#fff}
.btn-light{background:#fff;color:var(--ink)}
.btn-light:hover{background:var(--surface-2);color:var(--ink)}
.btn svg{width:1.15em;height:1.15em;flex:none}
.btn-row{display:flex;flex-wrap:wrap;gap:.75rem;align-items:center}
.text-link{font-weight:700;color:var(--red-dark);text-decoration:none;display:inline-block}
.text-link:hover{text-decoration:underline}
.text-link::after{content:"\00a0\2192";display:inline-block;transition:transform .2s var(--ease)}
.text-link:hover::after{transform:translateX(3px)}

/* Utility bar + header */
.utility{background:var(--ink);color:#E9E6E0;font-size:var(--text-xs)}
.utility .wrap{display:flex;justify-content:space-between;gap:1rem;align-items:center;min-height:40px;flex-wrap:wrap}
.utility a{color:#fff;text-decoration:none;font-weight:700}
.utility a:hover{text-decoration:underline;color:#fff}
.utility .u-right{display:flex;gap:1.25rem}
.site-header{position:sticky;top:0;z-index:50;background:rgba(251,248,243,.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);transition:box-shadow .3s var(--ease)}
.site-header.scrolled{box-shadow:var(--shadow-sm)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:84px}
.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none;color:var(--ink)}
.brand img{width:58px;height:auto}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-text .script{font-size:2.35rem;line-height:.95;white-space:nowrap}
.brand-text small{font-size:.66rem;letter-spacing:.24em;text-transform:uppercase;font-weight:700;color:var(--ink-2);margin-top:.2rem}
.nav{display:flex;align-items:center;gap:.15rem}
.nav>ul{display:flex;list-style:none;margin:0;padding:0;gap:.1rem;align-items:center}
.nav li{margin:0;position:relative}
.nav a.nl,.nav button.nl{white-space:nowrap;display:flex;align-items:center;gap:.3rem;padding:.6rem .7rem;min-height:44px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:700;font-size:var(--text-sm);background:none;border:0;font-family:inherit;cursor:pointer}
.nav a.nl:hover,.nav button.nl:hover,.nav a.nl[aria-current=page]{color:var(--red-dark);background:var(--surface-2)}
.has-sub>.sub{position:absolute;top:100%;left:0;min-width:300px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-md);box-shadow:var(--shadow-md);padding:.5rem;list-style:none;margin:0;opacity:0;visibility:hidden;transform:translateY(6px);transition:all .2s var(--ease)}
.has-sub:hover>.sub,.has-sub:focus-within>.sub{opacity:1;visibility:visible;transform:none}
.sub a{display:block;padding:.6rem .8rem;border-radius:6px;color:var(--ink);text-decoration:none;font-size:var(--text-sm);font-weight:600}
.sub a:hover{background:var(--surface-2);color:var(--red-dark)}
.header-cta{display:flex;gap:.5rem;align-items:center}
.header-cta .btn{min-height:46px;padding:.6rem 1.1rem}
.menu-toggle{display:none;background:none;border:2px solid var(--ink);border-radius:999px;min-height:46px;padding:.5rem 1rem;font-weight:700;font-family:inherit;font-size:var(--text-sm);color:var(--ink);cursor:pointer}
@media (max-width:1240px){
  .nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--bg);border-bottom:1px solid var(--line);padding:.75rem var(--gutter) 1.5rem;max-height:calc(100vh - 120px);overflow:auto;box-shadow:var(--shadow-md)}
  .nav.open{display:block}
  .nav>ul{flex-direction:column;align-items:stretch}
  .has-sub>.sub{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 0 1rem;min-width:0;background:transparent}
  .menu-toggle{display:inline-flex}
  .header-cta .btn-quote{display:none}
}
@media (max-width:560px){
  .utility .u-hide{display:none}
  .brand img{width:46px}
  .brand-text .script{font-size:1.9rem}
  .header-cta .btn-call span{display:none}
  .header-cta .btn-call{padding:.6rem .8rem}
}

/* Sections */
section{padding-block:clamp(3.5rem,7vw,6.5rem)}
.sec-tight{padding-block:clamp(2.5rem,5vw,4rem)}
.bg-surface{background:var(--surface)}
.bg-warm{background:var(--surface-2)}
.bg-ink{background:var(--ink);color:#EDEAE4}
.bg-ink h2,.bg-ink h3{color:#fff}
.sec-head{max-width:760px;margin-bottom:clamp(2rem,4vw,3rem)}

/* Hero */
.hero{padding-block:clamp(2.5rem,5vw,4.5rem) clamp(3rem,6vw,5rem)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
.hero h1{font-size:clamp(2.3rem,1.6rem + 3vw,4.1rem);margin-bottom:.4em}
.hero h1 em{font-style:italic;color:var(--red-dark)}
.answer{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.1rem 1.3rem;margin:0 0 1.6rem;max-width:62ch}
.answer p{margin:0;color:var(--ink-2)}
.answer strong{color:var(--ink)}
.hero-media{position:relative}
.hero-media .main-img{border-radius:var(--radius-xl);aspect-ratio:4/4.4;object-fit:cover;width:100%;box-shadow:var(--shadow-md)}
.agent-chip{position:absolute;left:-1.5rem;bottom:1.75rem;display:flex;align-items:center;gap:.8rem;background:var(--surface);border-radius:var(--radius-lg);padding:.7rem 1rem .7rem .7rem;box-shadow:var(--shadow-md);max-width:300px}
.agent-chip img{width:58px;height:58px;border-radius:50%;object-fit:cover;object-position:50% 18%}
.agent-chip strong{display:block;font-size:var(--text-sm)}
.agent-chip span{font-size:var(--text-xs);color:var(--muted);line-height:1.35;display:block}
.facts{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line-strong);margin-top:clamp(2.5rem,5vw,3.5rem)}
.facts div{padding:1.2rem 1rem 0 0}
.facts b{display:block;font-family:var(--font-display);font-size:clamp(1.8rem,1.4rem + 1.4vw,2.6rem);font-weight:600;line-height:1;color:var(--ink)}
.facts span{font-size:var(--text-xs);color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-weight:700}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr}.agent-chip{left:1rem}.facts{grid-template-columns:repeat(2,1fr);row-gap:1rem}}

/* AEP banner */
.aep{background:var(--red);color:#fff;padding-block:1.4rem}
.aep .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem 2rem;flex-wrap:wrap}
.aep p{margin:0;max-width:none}
.aep strong{font-family:var(--font-display);font-size:var(--text-lg);font-weight:600;display:block}
.aep .count{font-variant-numeric:tabular-nums}

/* Split */
.split{display:grid;grid-template-columns:1fr 1.1fr;gap:clamp(2rem,5vw,5rem);align-items:center}
.split.rev{grid-template-columns:1.1fr 1fr}
.split.rev>:first-child{order:2}
.split img{border-radius:var(--radius-xl);width:100%;object-fit:cover}
@media (max-width:860px){.split,.split.rev{grid-template-columns:1fr}.split.rev>:first-child{order:0}}
.portrait{aspect-ratio:4/5;object-position:50% 20%}
.signature{font-family:var(--font-script);color:var(--red);font-size:2.6rem;line-height:1;margin:.25rem 0 1rem}

/* Services grid */
.svc-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:1.25rem}
.svc{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:var(--ink);transition:box-shadow .25s var(--ease),transform .25s var(--ease)}
.svc:hover{box-shadow:var(--shadow-md);transform:translateY(-2px);color:var(--ink)}
.svc img{aspect-ratio:16/10;object-fit:cover;width:100%}
.svc .b{padding:1.2rem 1.3rem 1.4rem;display:flex;flex-direction:column;gap:.4rem;flex:1}
.svc h3{margin:0;font-size:1.22rem}
.svc p{margin:0;color:var(--muted);font-size:var(--text-sm)}
.svc .text-link{margin-top:auto;padding-top:.6rem}
.svc.feature{grid-column:span 3;grid-row:span 2}
.svc.feature img{aspect-ratio:auto;height:auto;min-height:260px;flex:1 1 0;object-fit:cover}
.svc.feature .b{flex:none}
.svc.feature h3{font-family:var(--font-display);font-size:var(--text-xl);font-weight:600}
.svc.half{grid-column:span 3}
.svc.third{grid-column:span 2}
.svc.row{grid-column:span 3;flex-direction:row}
.svc.row img{width:42%;aspect-ratio:auto;flex:none}
@media (max-width:960px){.svc-grid{grid-template-columns:1fr 1fr}.svc.feature,.svc.half,.svc.third,.svc.row{grid-column:span 1;grid-row:auto}.svc.feature{grid-column:span 2}}
@media (max-width:620px){.svc-grid{grid-template-columns:1fr}.svc.feature{grid-column:span 1}.svc.row{flex-direction:column}.svc.row img{width:100%;aspect-ratio:16/10}}

/* Numbered reasons */
.reasons{list-style:none;padding:0;margin:0;counter-reset:r;display:grid;gap:0}
.reasons li{counter-increment:r;display:grid;grid-template-columns:3.2rem 1fr;gap:1rem;padding:1.15rem 0;border-top:1px solid var(--line);margin:0}
.reasons li:last-child{border-bottom:1px solid var(--line)}
.reasons li::before{content:counter(r,decimal-leading-zero);font-family:var(--font-display);font-size:1.5rem;color:var(--red);font-weight:600;line-height:1.2}
.reasons h3{margin:0 0 .2rem;font-size:1.15rem}
.reasons p{margin:0;color:var(--muted);font-size:var(--text-sm)}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;list-style:none;padding:0;margin:0;counter-reset:s}
.steps li{counter-increment:s;padding:1.5rem 1.5rem 0 0;border-top:3px solid rgba(255,255,255,.18);position:relative;margin:0}
.steps li::before{content:"Step " counter(s);display:block;font-size:var(--text-xs);letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:#F3A7A9;margin-bottom:.6rem}
.steps li:first-child{border-top-color:var(--red)}
.steps h3{font-size:1.2rem;margin-bottom:.4rem}
.steps p{font-size:var(--text-sm);color:#CFCBC4}
@media (max-width:860px){.steps{grid-template-columns:1fr 1fr;row-gap:1.5rem}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

/* Events */
.events{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}
.event{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.5rem;display:grid;grid-template-columns:auto 1fr;gap:1.2rem;align-items:start}
.event .day{background:var(--red-tint);color:var(--red-dark);border-radius:var(--radius-md);padding:.7rem .9rem;text-align:center;min-width:92px}
.event .day b{display:block;font-family:var(--font-display);font-size:1.5rem;line-height:1.1}
.event .day span{font-size:var(--text-xs);font-weight:700;text-transform:uppercase;letter-spacing:.08em}
.event h3{margin:0 0 .25rem}
.event p{margin:0 0 .5rem;font-size:var(--text-sm);color:var(--muted)}
.event .meta{font-weight:700;color:var(--ink);font-size:var(--text-sm)}
@media (max-width:760px){.events{grid-template-columns:1fr}}
@media (max-width:420px){.event{grid-template-columns:1fr}}

/* FAQ */
.faq{border-top:1px solid var(--line-strong)}
.faq details{border-bottom:1px solid var(--line-strong)}
.faq summary{cursor:pointer;list-style:none;padding:1.15rem 2.5rem 1.15rem 0;font-weight:700;font-size:var(--text-base);position:relative;min-height:44px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:.25rem;top:.85rem;font-size:1.6rem;font-weight:400;color:var(--red);transition:transform .2s var(--ease)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .a{padding:0 0 1.2rem}
.faq .a p{color:var(--ink-2)}

/* CTA band */
.cta-band{position:relative;color:#fff;padding-block:clamp(4rem,9vw,7rem);overflow:hidden;isolation:isolate}
.cta-band img.bgimg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.cta-band::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(22,24,36,.86) 0%,rgba(22,24,36,.6) 55%,rgba(22,24,36,.25) 100%);z-index:-1}
.cta-band h2{color:#fff;max-width:20ch}
.cta-band p{color:#EAE6DF;max-width:52ch}

/* Page hero (interior) */
.page-hero{padding-block:clamp(2rem,4vw,3.25rem) clamp(2.5rem,5vw,4rem);border-bottom:1px solid var(--line)}
.page-hero .grid{display:grid;grid-template-columns:1.2fr .8fr;gap:clamp(1.5rem,4vw,3.5rem);align-items:center}
.page-hero img{border-radius:var(--radius-xl);aspect-ratio:4/3;object-fit:cover;width:100%}
.page-hero h1{font-size:clamp(2rem,1.5rem + 2.2vw,3.2rem)}
@media (max-width:860px){.page-hero .grid{grid-template-columns:1fr}}
.crumbs{font-size:var(--text-xs);margin-bottom:1.25rem;color:var(--muted)}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.4rem}
.crumbs li{margin:0}
.crumbs li+li::before{content:"/";margin-right:.4rem;color:var(--line-strong)}
.crumbs a{color:var(--muted)}
.reviewed{font-size:var(--text-xs);color:var(--muted);margin-top:1rem}

/* Article body */
.article{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:clamp(2rem,5vw,4.5rem);align-items:start}
.article .body h2{margin-top:1.8em;font-size:clamp(1.45rem,1.2rem + 1vw,2rem)}
.article .body h2:first-child{margin-top:0}
.article .body h3{margin-top:1.4em}
.aside{position:sticky;top:120px;display:grid;gap:1rem}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.4rem}
.card h2,.card h3{font-size:1.15rem;font-family:var(--font-body);font-weight:700;margin-bottom:.6rem}
.card ul{list-style:none;padding:0;margin:0}
.card li{margin:0;border-top:1px solid var(--line)}
.card li a{display:block;padding:.6rem 0;text-decoration:none;font-weight:600;font-size:var(--text-sm)}
.card li a[aria-current=page]{color:var(--red-dark)}
.card.dark{background:var(--ink);color:#EAE6DF;border:0}
.card.dark h3{color:#fff}
.card.dark p{font-size:var(--text-sm)}
.checks{list-style:none;padding:0}
.checks li{position:relative;padding-left:2rem;margin-bottom:.7rem}
.checks li::before{content:"";position:absolute;left:0;top:.35em;width:1.15rem;height:1.15rem;border-radius:50%;background:var(--red-tint) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%239E2430' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/70% no-repeat}
.table-wrap{overflow-x:auto;margin:1rem 0 1.5rem;border:1px solid var(--line);border-radius:var(--radius-md);background:var(--surface)}
table{border-collapse:collapse;width:100%;font-size:var(--text-sm);min-width:520px}
th,td{padding:.85rem 1rem;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
th{background:var(--surface-2);font-weight:700}
tr:last-child td{border-bottom:0}
.note{background:var(--surface-2);border-radius:var(--radius-md);padding:1rem 1.2rem;font-size:var(--text-sm);color:var(--ink-2)}
@media (max-width:960px){.article{grid-template-columns:minmax(0,1fr)}.aside{position:static}}

/* Contact form */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem 1.1rem}
.form-grid .full{grid-column:1/-1}
label{display:block;font-weight:700;font-size:var(--text-sm);margin-bottom:.35rem}
label .opt{font-weight:400;color:var(--muted)}
input,select,textarea{width:100%;font:inherit;font-size:1.05rem;color:var(--ink);background:#fff;border:1.5px solid var(--line-strong);border-radius:var(--radius-md);padding:.8rem .9rem;min-height:52px}
textarea{min-height:130px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(31,56,102,.18)}
.consent{display:grid;grid-template-columns:auto 1fr;gap:.75rem;align-items:start;font-weight:400;font-size:var(--text-xs);color:var(--ink-2);line-height:1.5}
.consent input{width:22px;height:22px;min-height:0;margin-top:.15rem;accent-color:var(--red)}
.hp{position:absolute;left:-9999px}
.form-status{margin-top:1rem;border-radius:var(--radius-md);padding:1rem 1.2rem;display:none;font-weight:600}
.form-status.ok{display:block;background:#EAF4EC;color:#1E5B2E}
.form-status.err{display:block;background:var(--red-tint);color:var(--red-dark)}
@media (max-width:620px){.form-grid{grid-template-columns:1fr}}
.contact-list{list-style:none;padding:0;margin:0 0 1.5rem}
.contact-list li{display:grid;grid-template-columns:2rem 1fr;gap:.6rem;padding:.8rem 0;border-top:1px solid var(--line);margin:0}
.contact-list svg{width:1.4rem;height:1.4rem;color:var(--red);margin-top:.2rem}
.contact-list b{display:block}
.contact-list a{font-weight:700;font-size:var(--text-lg);text-decoration:none}

/* Area list */
.areas{columns:3 200px;column-gap:2rem;list-style:none;padding:0}
.areas li{break-inside:avoid;padding:.5rem 0;border-top:1px solid var(--line);margin:0;font-weight:600}

/* Footer */
.site-footer{background:#161A27;color:#C9C6BF;font-size:var(--text-sm);padding-top:clamp(3rem,6vw,4.5rem)}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{text-decoration:underline;color:#fff}
.f-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:2rem}
.f-grid h2{font-family:var(--font-body);font-size:var(--text-xs);text-transform:uppercase;letter-spacing:.14em;color:#fff;margin-bottom:1rem}
.f-grid ul{list-style:none;padding:0;margin:0}
.f-grid li{margin-bottom:.45rem}
.f-brand .script{font-size:2.6rem;color:#F07A7F;line-height:1}
.f-brand p{color:#C9C6BF;font-size:var(--text-sm)}
.disclaimer{border-top:1px solid rgba(255,255,255,.12);margin-top:2.5rem;padding-block:1.75rem;font-size:var(--text-xs);line-height:1.6;color:#B4B0A8}
.disclaimer p{max-width:none;margin-bottom:.6rem}
.f-bottom{border-top:1px solid rgba(255,255,255,.12);padding-block:1.25rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:var(--text-xs);color:#9C988F}
@media (max-width:900px){.f-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.f-grid{grid-template-columns:1fr}}

/* Mobile call bar */
.callbar{display:none}
@media (max-width:700px){
  .callbar{display:grid;grid-template-columns:1fr 1fr;gap:.5rem;position:fixed;left:0;right:0;bottom:0;z-index:60;padding:.6rem .75rem calc(.6rem + env(safe-area-inset-bottom));background:rgba(251,248,243,.97);border-top:1px solid var(--line);backdrop-filter:blur(8px)}
  .callbar .btn{min-height:48px;padding:.5rem}
  body{padding-bottom:76px}
}

/* Reveal */
@media (prefers-reduced-motion:no-preference){
  .js .reveal{opacity:0;transform:translateY(14px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
  .js .reveal.in{opacity:1;transform:none}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.brand{flex-shrink:0}
@media (min-width:1241px){.header-cta .btn-call{display:none}}
.article>*{min-width:0}
@media (max-width:620px){
  .table-wrap table{min-width:0}
  .table-wrap thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
  .table-wrap tr{display:block;border-bottom:1px solid var(--line)}
  .table-wrap tr:last-child{border-bottom:0}
  .table-wrap th[scope=row],.table-wrap td{display:block;border:0;padding:.55rem 1rem}
  .table-wrap th[scope=row]{padding-top:1rem;background:var(--surface-2)}
  .table-wrap td[data-label]::before{content:attr(data-label);display:block;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--red-dark);margin-bottom:.15rem}
  .table-wrap td:last-child{padding-bottom:1rem}
}
